Here I am for the umpteenth time trying to figure out the visual editor and add a picture  so that I can align it the way I want . Took me all day to figure out how to find Visual Editor, it was turned off in my profile, personal settings .  Who knew?  Following WP’s tutorial, I’m going to click the top of my text and try to add the photo and wrap the text around it.  The first thing that needs to happen is that I need the picture to appear in the visual editor.  It finally worked.  I just added the photo the way I usually do.  I only clicked insert into post–nothing else–I had problems when I tried other stuff–like save it.